This rate is listed at the bank's IRA rates page as of 2/16/2010. To earn the Special Interest Rate ("Special Rate"), you must (i) enroll a Platinum Savings Account in this offer by speaking to a banker and requesting the Special Rate; (ii) deposit $25,000 or more in new money to the enrolled account; and (iii) maintain a minimum daily balance of $25,000 in the enrolled account. We just like to keep things simple and offer great rates. Rates subject to change weekly. ***APY=Annual Percentage Yield. Rate … With college costs rising at a historically high rate, it’s never too early to start saving for your child’s education. Current bank rates: NJ, Magyar Bank. With a variety of CD terms to choose, ranging from 91 days to 60 months, Spencer can help you meet your savings goals with some of the best cd rates in NJ. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Certificates of Deposit (CD) Rates . Financial Center Locations, We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. If you need to know the best CD rates… Read More, Frequently Asked Questions APY is accurate as of: 3/9/2021. We also offer the Coverdell Savings account as a great tool to save for your child’s education. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. A Certificate of Deposit is a type of savings account that has a set interest rate and withdrawal date. MonitorBankRates also offers a free CD calculator and CD … Fees may reduce earnings. Please take a few moments to review the safety protocols listed here prior to visiting us. Online Banking. The bank, serving consumers and businesses, operates 20 Financial Centers throughout New Jersey. Saving money is always a smart strategy. Savings Accounts. See Texas Rates. Minimum opening deposit of $1,000 for 9 month and 13 month non-IRA CD products. $2,500 minimum to open. Early withdrawal penalties and/or fees may reduce earnings. 0.50%. Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. 6. An early withdrawal penalty may be imposed. The best mortgage rates savings rates loan rates and CD rates. Interest Compounded Daily | Posted Monthly. We offer a variety of CD terms to choose from. View an updated message from our Chairman and CEO. Competitive Annual Percentage Yields It is never too early to start saving for the future or take advantage of a great annual percentage yield. Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. Written By. Get started on opening an account with us today! To learn more about savings certificates of deposit rates and the benefits of our Benefit Plus®, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.Bangor1 (1.877.226.4671). Some Spencer, Iowa banks and Spencer, Iowa credit unions offer 24 … If you need to know the best CD rates, you can head on over to the personal rates page. Stop by your local branch and sit with your branch representative to see which option is best for you. Penalty for early withdrawal. Interest Compounded Daily | Posted Monthly. Certificates of Deposit, or CDs, are one of the safest, easiest and most trusted solutions to savings. Compare with 2.929% APR and 2.875% 30-Year Fixed RATE from Beeline Loans, Inc. See All … 5 year. Our CD interest rate tables for Spencer, MA include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. Read More, Frequently Asked Questions $1,000. 48. A CD adds a valuable component to your savings plan. $1,000. Use your funds to gain a higher rate of interest than a regular savings account. 24 Month. Click Here to Learn More. Whether you simply want to earn a higher interest rate or are saving for long-term goals like retirement or a child’s education, Spencer Savings Bank offers a variety of competitive savings options to help. * CD=Certificate of Deposit. Early withdrawal penalty is 91 days simple interest for the 9 month and 180 days simple interest for the 13 month products. $1,000. Visit any of our 15 locations around Worcester County today. Effective 03/10/2021 and subject to change without notice. 13. Spencer Savings Bank is offering a competitive 3.25% APY 49-month IRA CD. 0.50%. View an updated message from our Chairman and CEO. Commercial and personal bank offering savings, money management and loan products. Spencer, Iowa Jumbo 24 Month CD Rates. Important Notice About External Links. Deposit Rates View current rates on checking, savings, CDs and IRA accounts Learn More. Branch information of Spencer County Bank bank, current savings and CD rate information of Spencer County Bank bank, and other current key financial statistics and information concerning Spencer County Bank bank. The bank, serving consumers and businesses, operates 21 branches throughout New Jersey. (No appointments are needed). Apply online, visit your local Financial Center, or call us at 1-800-363-8115 today! Some rates on certificates of deposit continued to drop this month, but you can still find a high CD rate before banks consider dropping them further. Get Quotes. 12/28 - Spencer Savings Bank (NJ) Kasasa Cash Earns Competitive Rate 8/28 - 13-Month CD Promotion / New Jersey 2/16/10 - 3.25% 49-Month IRA CD at Spencer Savings Bank in Northern NJ - … Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. We have competitive rates on all of our products. Updated on Monday, March 1, 2021. Use your funds to gain a higher rate of interest than a regular savings account. Spencer is creating a safe and secure environment for all who visit. Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. Best 2-Year CD Rates Rate Term Minimum; Evansville Teachers Federal Credit Union: 1.04% APY: 24 Months: $1,000.00: Georgia’s Own Credit Union: 1.00% APY: 24 Months: $500.00: MAC Federal Credit Union: 1.00% APY: 24 Months: $500.00: SILAC Secure Savings Elite 2: 2.15% APY: 24 Months: $10,000.00: Oceanview Harbourview 2: 1.75% APY: 24 Months: $20,000.00 Spencer is creating a safe and secure environment for all who visit. Disclosures: Minimum to open $500.00. Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Benefit from tax advantages while saving for retirement. * Annual Percentage Yield. Click Here to Learn More. Unfortunately, it's not available as a regular CD. 0.25%. Regular 24 Month certificates of deposit can be opened with as little as $1 and 24 Month jumbo certificates of deposit start out at a minimum of $100,000. Certificates of Deposit (CD) Individual … 10 year fixed rate mortgage at a 2.625% interest rate, the APR for this loan type is 2.949%. 0.55%. That’s why Freedom Bank offers some of the highest CD rates in the northern NJ area. We have several choices in both the categories of Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs). Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 75 years. Minimum opening deposit of $500 for 9 month IRA CD product. 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