Hazard insurance is required on all loans secured by real property; flood insurance may also be required. Customers must go into a branch to open most Valley National Bank CDs. Visit us at www.kearnybank.com. 30-year term. Copyright © 2021 BestCashCow.com, LLC. Clifton Savings Bank had $6,116,000 in non-current loans and $163,000 in owned real estate. View all home mortgage rates. Compared to other banks, Clifton Savings Bank’s loan portfolio does not show any specific loan specialty. The bank, serving consumers and businesses, operates 20 Financial Centers throughout New Jersey. APY*. Please provide comments that will help others. Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. For complete list of account details and fees, see our Personal Account Disclosures.. First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Clifton Savings Bank has a Capitalization of 16.92% versus the BestCashCow average of 12.07. Promotional rate and product subject to change or end without notice. The CD automatically renews when it matures after 18 months. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Clifton, NJ 07013 To open a CD bank account, get in touch with Kearny Bank today. The data is provided by the FDIC. Flood insurance may be required. Minimum to Open. The interest rate may change at any time after the account is opened. 0.35%. The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) People’s United Bank, N.A. There is a prepayment penalty fee of $500 if you close your account within two (2) years after the date of your Note. Fixed Rates Convenient Terms Open Now. All banks listed on BestCashCow.com are FDIC-insured. Clifton Savings Bank is an FDIC insured institution located in Clifton, NJ. 1433 Van Houten Avenue, 3rd Floor The post-introductory interest rate is 1.00%, APY 1.01%. The higher the capitalization number the more secure a bank is considered. Assets. Term. $500.00. Please contact the bank for questions about their loan products. With our 91-Day CD, you'll have peace of mind knowing your money is safe and secure. Certificates of Deposit - Branch Banks 2021. The maximum deposit on this product is $500,000. 12.07%. Open an account online today. ΔAnnual Percentage Yield effective 6/28/2018. With a variety of CD terms to choose, ranging from 91 days to 60 months, Spencer can help you meet your savings goals with some of the best cd rates in NJ. Other conditions may apply. IRA 18 Month Variable - rate … Clifton Savings Bank had assets of $1,657,629,000, loans of $1,183,863,000, and deposits of $969,466,000. Receive a .25% percentage point rate discount if you choose to make your payment using auto debit from a People’s United checking account. Should You Really Be Buying 1-Year CDs Right Now? A certificate of deposit (CD) with BSNB can provide you with a competitive fixed interest rate for a specific period of time. Current post introductory rates are as follows: 1.40% APY on balances of $10,000 to $99,999 and 1.60% APY on balances of $100,000 or more. What are the top current CD rates? Treasury Management Solutions Healthcare Banking Business Loans & Credit Digital Banking Checking Accounts Savings and Money Market Accounts Certificates of Deposit (CDs) Knowing your money is working overtime to put your business in a better spot financially can help you sleep better at night. See the best local savings rates here. Details on Other CD Terms. Input a different zip code to find branches and locations for any neighborhood in the United States. Published rates and terms based on primary homes. Property insurance is required. You are now leaving CSBK’s website. Fixed Rate CDs are available in a variety of terms ranging from 7-Days to 10-Years, providing the greatest flexibility for meeting your short- and long-term needs. Q4 2020 vs Q4 2019. As of September 30, 2020, $5.00 minimum share account required. Introductory rate and Annual Percentage Yield (APY) applies to entire account balance for 180 days from date of account opening. All Rights Reserved. Be the first to share your experience. Special Savings account requires an opening deposit of $10,000, service fee applies if monthly average balance falls below $50. Better rates available for Platinum and Platinum Plus Checking customers $7.32B $6.59B. This method applies a daily periodic rate to the collected balance in the account each day. APY = Annual Percentage Yield. Choose the term below that's right for you! To cover these potential losses it had $262,294,000 in equity and $8,025,000 in loans loss reserves. Annual fee waived for the first year. Click on the CD/IRA or Checking/Savings Tab to view the appropriate rates. Systematic Savings Bank 1.530%: Compare: Bank with nearby branch - View 60 MONTH - $10,000 State Bank Of Missouri ... or you may find that that the premium of any CDs over savings rates does not provide adequate compensation. Whether you want to add stability or remove temptation, our range of fixed-rate CDs can help you reach your goal. 6 Months. Click on the CD/IRA or Checking/Savings Tab to view the appropriate rates. Personal Savings; Certificates of Deposit (CDs) Rates Calculator. A lower Texas ratio indicates better coverage of problem loans. See the latest certificate of deposit rates and offers from Spencer Savings Bank. Fixed Rate CDs are a wise savings choice for individuals seeking higher returns without risk to principal. Clifton Savings Bank has 12 branches: five in Clifton, two in Garfield, and one each in Fairlawn, Lyndhurst, Wallington, Wayne, and Woodland Park. 0.35%. 16.92%. Advertising Disclosure |, Bask Bank Is A Very Compelling Option For Anyone Looking to Travel in the Post-COVID-19 World, Federal Reserve Holds Fed Funds at Zero to 0.25 Bps; Cash Looks Like a Loser, Avoid Rates from NeoBanks and Fintechs that Look Too Good to Be True, It is Probably Not the Time to Rush Into CDs, Federal Reserve Leaves Fed Funds Rate to Zero to 0.25%, Says Course of the Economy Depends on the Virus, Maximizing Interest On Savings Remains Important In a Low Rate Environment, 5 Things to Consider As Savings, Money Market and Short-Term CD Rates Collapse, Federal Reserve Has No Plans to Raise Interest Rates Any Time Soon, Some Dreadful Advice About Short-Term CDs, The Federal Reserve and Treasury Secretary Janet Yellen Should Consider an Emergency Fed Funds Hike - Maybe Even 50 BPS, 5 Reasons Why You Should Never Ever Buy A Structured Note, 1-Year CD Rates Over 2% Are Tempting But Preserving Liquidity In A Crisis Is Essential, Some 1-Year CDs Are Still over 2% APY Following the Coronavirus-Induced Fed Cut. Certificates of Deposit (CDs) Open Now. Call or stop by for details. CDs. We offer a broad range of maturities from short to long-term based on your investment horizon. This new account has an “Intro Rate” of 1.75% APY that is guaranteed for first six months following account opening on the entire balance. That gives it a Texas Ratio of 2.32%. Most computers will open PDF documents automatically, but you may need to download Adobe Reader. There are currently no comments for Clifton Savings Bank. In the meantime you may wish to consider these offerings: Note to Clifton Savings Bank Local, national, online and credit union CD rates available in Clifton, NJ. Be Careful Not to Rush Too Heavily Into Long-Term CDs Here, Avoid The TIAA 4-year Diversified Assets Marketsafe CD, Amex Personal Savings Rate Lowered to 0.40% APY - Mar 11, 2021, Synchrony Lowers Online Savings Rate to 0.50% APY - Feb 25, 2021, Fitness Bank Lowers Top Tier Savings Rate to 0.65% APY - Feb 1, 2021, Synchrony Lowers Online Savings Rate to 0.55% APY - Jan 27, 2021, Sallie Mae Lowers Online Money Market Rate to 0.45% APY - Jan 14, 2021, Barclays Lowers Online Savings Rate from 0.45% to 0.40% APY - Jan 14, 2021, CFG Bank Lowers Online Savings Rate to 0.68% APY - Jan 13, 2021, First Foundation Bank Lowers Online Savings Rate to 0.60% APY - Jan 8, 2021, Disclosure Governing Your Use of this Website. Q4 2020 vs Q4 2019. Special offers may be discontinued without prior notice. CSBK (Clifton Savings Bank) is not responsible for and does not endorse this third-party site's content and our privacy notice and security practices do not apply to the site you're about to enter. Other terms and conditions may apply. Limit one (1) Special Savings account per primary tax reporting ID. CDs can be a valuable tool in saving for your future. Limit one (1) Rate Raiser account per primary tax reporting ID. IOLTA Fund Rate is higher of 60% of the Fed Funds Target Rate or 1.00%. Conditions… Variable APR of Prime minus 1.01% in all states. Rates effective 7/13/2018 and subject to change without notice. Introductory rate and Annual Percentage Yield (APY) applies to entire account balance for 180 days from the date of account opening. This 25-Month CD allows for a longer period of investment with the same fixed rate and peace of mind over a fixed term. The Index is the highest United States Prime Rate as published in the Eastern Edition of The Wall Street Journal ("Prime Rate") on the last business day before the start of each month’s billing cycle. Applications are subject to credit approval. Rate Raiser™ checking is for personal account holders only and requires opening deposit of $25,000, consisting of funds which have not been on deposit at CSBK for the past 6 months. For an up-to-date listing of our CD rates contact your local branch or call our Customer Care Center at 1-888-464-2265 (BANK). Clinton Savings Bank NMLS # 422081. 91-Day CD 91-Day CD - 0.15% APY. Details section. 2.15%. Additional information about this table. ALMA Certificates of Deposit earn a competitive fixed rate of interest until they mature.